We retain your personal data for as long as is necessary with regard to the purposes for which it was collected or lawfully further processed, or for as long as may be necessary in light of our legal obligations or in order to allow us to pursue, defend or exercise legal claims. When deciding what the correct time is to retain your personal data, we take account of: legal and regulatory requirements and guidance; limitation periods that apply in respect of taking legal action; our ability to defend ourselves against legal claims and complaints; good practice; and the operational requirements of our business. When we no longer require your personal data (and in accordance with applicable laws), we will take steps to delete, destroy or anonymise that information.